iDEAL: The Netherlands’ Favorite Online Payment System
What Is iDEAL?
iDEAL is the most widely used online payment method in the Netherlands, allowing consumers to make direct payments through their Dutch bank account. Unlike credit cards, iDEAL transactions are authorized in real time and directly debited from your bank account.
Why Expats Should Know About It
As an expat, you’ll quickly notice that many Dutch webshops, government services, and utilities only accept iDEAL. It’s essential for paying rent, ordering groceries, booking appointments, or buying concert tickets.
How to Use iDEAL
- Make sure you have a Dutch bank account (e.g., ING, ABN AMRO, Rabobank, bunq, etc.)
- When shopping online, choose iDEAL as your payment method
- Select your bank and log in through your banking app or online portal
- Confirm the transaction using your bank’s secure login method (such as a QR scan or fingerprint)
Which Banks Support iDEAL?
All major Dutch banks support iDEAL, including:
- ING
- Rabobank
- ABN AMRO
- ASN Bank
- bunq
- Knab
- RegioBank
Is There an App?
iDEAL itself is not a standalone app—it works through your banking app or online banking environment. No separate installation is required; your bank handles the transaction process securely.
Safe and Instant
iDEAL is fast, secure, and widely trusted across the Netherlands. For most transactions—personal or professional—it’s the go-to method.